Education Loan: Rate of Interest for Specific Category wise Approved Institutions: Applicable for all proposals sanctioned on or before 31st December 2022.
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|
Present ROI |
|
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REPO/ RBLR + Spread |
Effective ROI |
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Education loans to Students Pursuing MBA / Engineering courses (Under Cent Tech Vidyarthi) from IIMs / IITs & other Premier Management Institutes & under AA category |
Repo + 2.05 |
8.30% |
|
Education loans to Students Pursuing MBA / Medical / Engineering courses from Reputed Institutes under A category with collateral Security |
RBLR-0.35% |
8.75% |
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Education loans to Students Pursuing MBA / Medical / Engineering courses from renowned Institutes under B category with Collateral Security |
RBLR+1.25% |
10.35% |
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Education loans to Students Pursuing MBA / Medical / Engineering courses from other popular Institutes under C category with Collateral Security |
RBLR+2.15% |
11.25% |
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Cent Vidyarthi Loan for education in Top Rated Management / Engineering / Medical Institutions Abroad Abroad under D category with Collateral Security |
RBLR+1.25% |
10.35% |
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CATEGORY- AA INSTITUTIONS |
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Name of Institution |
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1. Indian Institute of Management, Ahmedabad, Gujarat |
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Category A INSTITUTIONS |
||||
|
Sr |
Name of Institution |
State |
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|
1 |
Birla Institute of Technology & Sciences (BITS), Pilani |
RAJASTHAN |
||
|
2 |
BITS (Pilani) - Goa Campus |
GOA |
||
|
3 |
BITS (Pilani) - Hyderabad Campus |
TELANGANA |
||
|
4 |
Indian Institute of Corporate Affairs (IICA), Manesar |
HARYANA |
||
|
5 |
Indian Institute of Foreign Trade (IIFT), Delhi |
DELHI |
||
|
6 |
Indian Institute of Foreign Trade (IIFT), Kolkata |
WEST BENGAL |
||
|
7 |
Indian School Of Mining (ISM), Dhanbad |
JHARKHAND |
||
|
8 |
Institute of Management Technology (IMT), Ghaziabad |
UTTAR PRADESH |
||
|
9 |
Kasturba Medical College (KMC), Mangalore |
KARNATAKA |
||
|
10 |
Kasturba Medical College (KMC), Manipal |
KARNATAKA |
||
|
11 |
Manipal Institute of Technology (MIT), Manipal |
KARNATAKA |
||
|
12 |
National Institute of Industrial Engineering (NITIE), Mumbai |
MAHARASHTRA |
||
|
13 |
Nirma Institute of Management, Ahmedabad |
GUJRAT |
||
|
14 |
Shailesh J. Mehta School of Management (SJSOM), IIT Mumbai |
MAHARASHTRA |
||
|
15 |
Symbiosis Centre For Management & HRD (SCMHRD), Pune |
MAHARASHTRA |
||
|
16 |
Symbiosis Institute of Business Management (SIBM), Pune |
MAHARASHTRA |
||
|
17 |
T. A. Pai Management Institute (TAPMI), Manipal [Post Graduate Diploma in Management (PGDM)] |
KARNATAKA |
||
|
18 |
Xavier School of Human Resource Management, (XSHRM), XUB-Bhubaneswar |
ODISHA |
||
|
19 |
Xavier School of Rural Management (XSRM), XUB-Bhubaneswar |
ODISHA |
||
|
CATEGORY B INSTITUTIONS |
||||
|
Sr |
Name of Institution |
State |
||
|
1 |
Army College of Dental Sciences (ACDS), Secunderabad |
TELANGANA |
||
|
2 |
Army College of Medical Sciences (ACMS), Delhi Cantt |
DELHI |
||
|
3 |
Army Institute of Law (AIL), Mohali |
PUNJAB |
||
|
4 |
Army Institute of Management (AIM), Kolkata |
WEST BENGAL |
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|
5 |
Army Institute of Technology (AIT), Pune |
MAHARASHTRA |
||
|
6 |
Bharathidasan Institute of Management (BIM), Tiruchirapalli |
TAMILNADU |
||
|
7 |
Birla Institute of Technology (BIT), Mesra, Ranchi |
JHARKHAND |
||
|
8 |
College of Engineering, Pune |
MAHARASHTRA |
||
|
9 |
Delhi College of Engineering (DCE), Delhi |
DELHI |
||
|
10 |
Dhirubhai Ambani Institute of Information & Communication Technology (DAIICT), Gandhinagar |
GUJRAT |
||
|
11 |
Faculty of Engineering & Technology, Jadavpur University, Kolkata Faculty of Management Studies (FMS), Delhi |
WEST BENGAL |
||
|
12 |
DELHI |
|||
|
13 |
Goa Institute of Management (GIM), Goa |
GOA |
||
|
14 |
ICFAI Business School (IBS), Hyderabad |
TELANGANA |
||
|
15 |
International Institute of Information Technology (IIIT), Hyderabad |
TELANGANA |
||
|
16 |
Indian Institute of Science (IISc), Bangalore |
KARNATAKA |
||
|
17 |
Indraprastha Institute of Information Technology (IIIT), Delhi |
DELHI |
||
|
18 |
International Management Institute (IMI), Kolkata |
WEST BENGAL |
||
|
19 |
International Management Institute (IMI), New Delhi |
DELHI |
||
|
20 |
International Management Institute (IMI), Bhubaneswar |
ODISHA |
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|
21 |
Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai |
MAHARASHTRA |
||
|
22 |
Kalinga Institute of Medical Scienece (KIMS), Bhubaneswar |
BHUBANESWAR |
||
|
23 |
Kirloskar Institute of Advanced Management Studies (KIAMS), Bangalore |
KARNATAKA |
||
|
24 |
Marine Engineering & Research Institute, Kolkata |
WEST BENGAL |
||
|
25 |
Manipal School of Architecture and Faculty of Architecture |
KARNATAKA |
||
|
26 |
Manipal College of Dental Sciences [Master of Dental Surgery] |
KARNATAKA |
||
|
27 |
Mudra Institute of Communication (MICA), Ahmedabad |
GUJRAT |
||
|
28 |
National Institute of Bank Management (NIBM), Pune |
MAHARASHTRA |
||
|
29 |
Narsee Monjee Institute of Management Studies (NMIMS), Mumbai |
MAHARASHTRA |
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|
30 |
National Institute of Technology (NIT), Surathkal |
KARNATAKA |
||
|
31 |
National Institute of Technology (NIT), Tiruchirapalli |
TAMILNADU |
||
|
32 |
National Law School of India University (NLSIU), Bangalore |
KARNATAKA |
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|
33 |
National Law University (NLU), Jodhpur |
RAJASTHAN |
||
|
34 |
Prin. L. N. Welingkar Institute of Management, Development & Research (WeSchool), Mumbai |
MAHARASHTRA |
||
|
35 |
Thapar University, Patiala |
PUNJAB |
||
|
36 |
Visvesvaraya National Institute of Technology (VNIT), Nagpur |
MAHARASHTRA |
||
|
CATEGORY C INSTITUTIONS |
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|
Sr.
|
Name of Institution |
State |
|
1 |
Centre for Environmental Planning & Technology (CEPT), Ahmedabad |
GUJRAT |
|
2 |
Chandragupt Institute of Management, Patna |
BIHAR |
|
3 |
Dr. B R Ambedkar National Institute of Technology (NIT), Jalandhar |
PUNJAB |
|
4 |
Indian Institute of Forest Management (IIFM), Bhopal |
MADHYA PRADESH |
|
5 |
Indian Institute of Petroleum and Energy (IIPE), Vishakhapatnam |
ANDHRA PRADESH |
|
6 |
Kalinga Institute of Industrial Technology (KIIT) University School of Management (SOM) |
ODISHA |
|
7 |
Kalinga Institute of Industrial Technology (KIIT) University School of Technology (SOT) |
ODISHA |
|
8 |
L N Mittal Institute of Information & Technology (LNMIIT), Jaipur |
RAJASTHAN |
|
9 |
Loyola Institute of Business Administration (LIBA), Chennai |
TAMILNADU |
|
10 |
Maharishi Markandeshwar University (MMU) Medical College, Haryana |
HARYANA |
|
11 |
Malaviya National Institute of Technology (NIT), Jaipur |
RAJASTHAN |
|
12 |
Maulana Azad National Institute of Technology (NIT), Bhopal |
MADHYA PRADESH |
|
13 |
MIT-World Peace University (MIT-WPU), Pune |
MAHARASHTRA |
|
14 |
Motilal Nehru National Institute of Technology (NIT), Allahabad |
UTTAR PRADESH |
|
15 |
M S Ramaiah Institute of Technology (MSR-IT), Bengaluru |
KARNATAKA |
|
16 |
M S Ramaiah Medical College (MSR-MC), Bengaluru |
KARNATAKA |
|
17 |
M S Ramaiah Institute of Management (MSR-IM), Bengaluru |
KARNATAKA |
|
18 |
National Institute of Construction Management & Research (NICMAR), Pune |
MAHARASHTRA |
|
19 |
National Institute of Food Technology Entrepreneurship and Management (NIFTEM), Sonepat |
HARYANA |
|
20 |
National Institute of Technology (NIT), Agartala |
TRIPURA |
|
21 |
National Institute of Technology (NIT), Arunachal Pradesh |
ARUNACHAL PRADESH |
|
22 |
National Institute of Technology (NIT), Calicut |
KERALA |
|
23 |
National Institute of Technology (NIT), Delhi |
DELHI |
|
24 |
National Institute of Technology (NIT), Durgapur |
WEST BENGAL |
|
25 |
National Institute of Technology (NIT), Goa |
GOA |
|
26 |
National Institute of Technology (NIT), Hamirpur, Himachal Pradesh |
HIMACHAL PRADESH |
|
27 |
National Institute of Technology (NIT), Jamshedpur |
JHARKHAND |
|
28 |
National Institute of Technology (NIT), Kurukshetra |
HARYANA |
|
29 |
National Institute of Technology (NIT), Manipur |
MANIPUR |
|
30 |
National Institute of Technology (NIT), Meghalaya |
MEGHALAYA |
|
31 |
National Institute of Technology (NIT), Mizoram |
MIZORAM |
|
32 |
National Institute of Technology (NIT), Nagaland |
NAGALAND |
|
33 |
National Institute of Technology (NIT), Patna |
BIHAR |
|
34 |
National Institute of Technology (NIT), Puducherry |
PONDICHERRY |
|
35 |
National Institute of Technology (NIT), Raipur |
CHATTISGARH |
|
36 |
National Institute of Technology (NIT), Rourkela |
ODISHA |
|
37 |
National Institute of Technology (NIT), Sikkim |
SIKKIM |
|
38 |
National Institute of Technology (NIT), Silchar |
ASSAM |
|
39 |
National Institute of Technology (NIT), Srinagar |
JAMMU AND KASHMIR |
|
40 |
National Institute of Technology (NIT), Tadepalligudem |
ANDHRA PRADESH |
|
41 |
National Institute of Technology (NIT), Uttarakhand |
UTTARAKHAND |
|
42 |
National Institute of Technology (NIT), Warangal |
TELANGANA |
|
43 |
National University of Juridical Sciences (NUJS), Kolkata |
WEST BENGAL |
|
44 |
Netaji Subash Institute Of Technology (NSIT), Delhi |
DELHI |
|
45 |
Sardar Vallabh Bhai National Institute of Technology (NIT), Surat |
GUJRAT |
|
46 |
School of Planning & Architecture, New Delhi |
DELHI |
|
47 |
Symbiosis Institute of Management Studies (SIMS), Pune |
MAHARASHTRA |
|
48 |
Symbiosis Institute of Telecom Management (SITM), Pune |
MAHARASHTRA |
|
49 |
Symbiosis Institute of International Business (SIIB), Pune |
MAHARASHTRA |
|
50 |
Symbiosis School of Banking and Finance, Pune |
MAHARASHTRA |
|
51 |
University College of Engineering (UCE), Odisha |
ODISHA |
|
52 |
Xavier Center For Urban Management and Governance (XUMG) [Post Graduate Programme in Urban Management and Governance (MBA-UMG)] |
ODISHA |
|
53 |
Xavier School of Commerce (XSC) [Master of Business Finance (MBF)] |
ODISHA |
|
54 |
Xavier School of Sustainability (XSOS) [Post Graduate Programme in Sustainability Management (MBA-SM)] |
ODISHA |
CATEGORY D- GLOBAL TOP MEDICAL/ENGINEERING/MANAGEMENT INSTITUTES:
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GLOBAL TOP 15 MEDICAL INSTITUTES |
|
|
Name of University |
QS Ranking-2022 |
|
HARWARD UNIVERSITY, CAMBRIDGE, U.S. |
1 |
|
UNIVERSITY OF OXFORD, OXFORD, U.K. |
2 |
|
STANFORD UNIVERSITY, STANFORD, U.S. |
3 |
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UNIVERSITY OF CAMBRIDGE, U.K. |
4 |
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JOHNS HOPKINS UNIVERSITY, BALTIMORE, U.S. |
5 |
|
UNIVERSITY OF CALIFORNIA, LOS ANGELES, U.S. |
6 |
|
UCL, LONDON, U.K. |
7 |
|
IMPERIAL COLLEGE OF LONDON, U.K. |
8 |
|
YALE UNIVERSITY, NEW HAVAN, U.S. |
9 |
|
UNIVERSITY OF TORONTO, CANADA |
10 |
|
MASSACHUSETTS INSTITUTE OF TECHNOLOGY (MIT), CAMBRIDGE U.S. |
11 |
|
KAROLINSKA INSTUTUTE, STOCKOLM, SWEDEN |
12 |
|
UNIVERSITY OF CALIFORNIA, SAN FRANSISCO, U.S. |
13 |
|
COLUMBIA UNIVERISTY, NEW YORK, U.S. |
14 |
|
UNIVERISTY OF PENNSYLVANIA, PHILADELPHIA, U.S |
15 |
|
GLOBAL TOP 15 MANAGEMENT INSTITUTES |
|
|
Name of University |
QS Ranking-2022 |
|
STANFORD GRADUATE SCHOOL OF BUSINESS STANFORD (CA), U.S.A. |
1 |
|
HARWARD BUSINESS SCHOOL, BOSTON, MA, U.S.A. |
2 |
|
PENN (WHARTON) PHILADELPHIA (PA), U.S.A. |
3 |
|
HEC PARIS, FRANCE |
4 |
|
LONDON BUSINESS SCHOOL, LONDON, U.K. |
5 |
|
MIT (SLOAN), CAMBRIDGE (MA), U.S.A. |
6 |
|
IE BUSINESS SCHOOL, MADRID, SPAIN |
7 |
|
COLUMBIA BUSINESS SCHOOL, NEW YORK,U.S.A. |
8 |
|
INSEAD, PARIS, SINGAPORE, FRANCE |
9 |
|
IESE BUSINESS SCHOOL, BARCELONA, SPAIN |
10 |
|
UC BERKLEY (HAAS), BERKELEY (CA) U.S.A. |
11 |
|
Cambridge (Judge), Cambridge, UK |
12 |
|
CHICAGO (BOOTH), CHICAGO(IL), US |
13 |
|
NORTHWESTEN (KELLOGS), EVANSTON (IL), U.S. |
14 |
|
UCLA(Anderson), Loss Angeles(CA) US |
15 |
|
GLOBAL TOP 15 ENGINEERING INSTITUTES |
|
|
Name of University |
QS Ranking-2022 |
|
MASSACHUSETTS INSTITUTE OF TECHNOLOGY, CAMBRIDGE, U.S. |
1 |
|
University of Cambridge, UK |
2 |
|
University of Oxford |
3 |
|
NANYANG TECHNOLOGICAL UNIVERSITY ,SINGAPORE |
4 |
|
STANFORD UNIVERSITY, STANFORD, U.S.A |
5 |
|
ETH Zurich, Switzerland |
6 |
|
NATIONAL UNIVERSITY OF SINGAPORE, SINGAPORE |
7 |
|
IMPERIAL COLLEGE, LONDON |
8 |
|
UNIVERSITY OF CALIFORNIA,BARKELEY,U.S.A |
9 |
|
DELFT UNIVERSITY OF TECHNOLOGY, DELFT, NETHERLANDS |
10 |
|
EPFL Lausanne, Switzerland |
11 |
|
HARWARD UNIVERSITY, CAMBRIDGE, U.S. |
12 |
|
POLYTECHNIC UNIVERSITY OF MILAN, MILAN, ITALY |
13 |
|
Tsinghua University |
14 |
|
California Institute of Technology (Caltech), Pasadena, US |
15 |