Benefits for Salaried Individuals
Salary Account product CENT SAMARTH for account holders comprise a Savings Account (Zero Balance) and a pre-approved Overdraft facility, which can be operated by the same ATM /Debit Card. Key features include the following.
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S. No. |
Item |
Description |
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1 |
Eligible institutions |
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Salary Account Features and Benefits |
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2 |
Balance required in Salary Account |
ZERO balance requirement with ZERO maintenance charges |
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3 |
ATM /Debit Card |
RUPAY PLATINUM CARD , No Charges on issuance or renewal ( At present Rs. 2 lakh Accident cover available free of cost ) |
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4 |
Auto Sweep Facility |
Fixed Deposits will be auto created after a threshold amount of 25,000 in multiples of 5,000 |
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5 |
Conversion to Pension Account |
Easily convertible to pension account on retirement. |
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Ease of Transactions with CBI Cent Samarth Salary Account |
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6 |
Branch Access |
Access at any CBI branch or ATM across India; Flexibility to Withdraw/ Deposit/ Transfer from any Branch in India |
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7 |
Cash Deposit / Cash Withdrawal |
Unlimited from home branches FREE Up to 50,000 from non-home branches , per day |
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8 |
Internet |
FREE along with Monthly e-account statement |
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9 |
NEFT / RTGS |
1.RTGS,NEFT-FREE of Charge, If transaction done through digital Mode. 2. Applicable charge if transaction done through offline mode. |
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10 |
Standing instructions |
FREE |
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11 |
Utility Bill Payment through Net banking |
FREE |
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12 |
ATM transactions |
FREE at CBI ATMs (up to 40,000 per day) Five FREE transactions at other bank ATMS |
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13 |
Cheque book |
Cheque Book available at applicable charges. |
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14 |
Demand Draft / Bankers Cheque |
DD facility available at applicable charges. |
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15 |
Processing Charges on all types of Retail Loans |
50% concession only in processing charges on all types of Retail loan availed by SB Samarth Account holder.
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16 |
Locker Rent |
50% rebate in rent on one Small Locker |