| NO. | Features | Rural | Semi-Urban | Urban | Metro | ||
|---|---|---|---|---|---|---|---|
| 1 | Initial Deposit Amount for Opening of the A/c | Rs.250 | Rs.500 | Rs.1000 | Rs.1000 | ||
| 2 | Monthly average balance required to be maintained | Rs. 50000 | Rs. 50000 | Rs. 100,000 | Rs. 100,000 | ||
| 3 | Non maintenance of MAB charges in cent premium account | MMB between Rs. 25000 to Rs.50000 Shortfall <= 50% Rs.35.00 Shortfall > 50% but <75% Rs. 45.00 Shortfall >75% Rs.50.00 MMB less than Rs.25000 Shortfall <= 50% Rs.50.00 Shortfall > 50% but <75% Rs 65.00 Shortfall >75% R. 75.00 |
MMB between Rs. 25000 to Rs.50000 Shortfall <= 50% Rs.100.00 Shortfall > 50% but <75% Rs. 135.00 Shortfall >75% Rs.150.00 MMB less than Rs.25000 Shortfall <= 50% Rs.115.00 Shortfall > 50% but <75% Rs 155.00 Shortfall >75% R. 175.00 |
MMB between Rs. 50000 to Rs.100000 Shortfall <= 50% Rs.135.00 Shortfall > 50% but <75% Rs. 175.00 Shortfall >75% Rs.200.00 MMB less than Rs.50000 Shortfall <= 50% Rs.185.00 Shortfall > 50% but <75% Rs 250.00 Shortfall >75% R. 280.00 |
MMB between Rs. 50000 to Rs.100000 Shortfall <= 50% Rs.200.00 Shortfall > 50% but <75% Rs. 265.00 Shortfall >75% Rs.300.00 MMB less than Rs.50000 Shortfall <= 50% Rs.265.00 Shortfall >50% but <75% Rs 350.00 Shortfall >75% Rs.400.00 |
||
| 4 | Free Cheque Books (per annum) | 60 leaves Free | 100 leaves Free | 150 leaves Free | 200 leaves Free | ||
| 5 | Debit-cum-ATM Card(Primary/Add-on) | Free | Free | Free | Free | ||
| 6 | Internet/SMS/Phone Banking Facility | Free | Free | Free | NIL | ||
| 7 | Online Tax Payment Facility | Free | Free | Free | NIL | ||
| 8 | Stop Payment Instruction Charges | Free Assumption: One stop payment per quarter | Free Assumption: One stop payment per quarter | Free Assumption: One stop payment per quarter | Free Assumption: One stop payment per quarter | ||
| 9 | Standing Instructions Regn | Free | Free | Free | Free | ||
| 10 | Account Statement through e-mail/e-Statement (fortnightly) | Free | Free | Free | Free | ||
| 11. |
Issuance of Balance Certificate/Interest Certificate |
Free | Free | Free | Free | ||
| 12 | Duplicate ATM Card | 25% concession | 50% concession | 75% concession | Free | ||
| 13 | DD (per quarter) | FREE upto Rs.2.50lacs Per Annum |
FREE upto Rs.2.50lacs Per Annum |
FREE upto Rs.5.00lacs Per Annum |
FREE upto Rs.5.00lacs Per Annum |
||
| 14 | RTGS/NEFT Services free (per quarter) | 5 no. free per Quarter Max amt Rs.5 lacs per transaction |
10.no Free per Quarter Max amt Rs.5 lcas per transaction | 15.no Free per Quarter Max amt Rs.5 lcas per transaction | 20.no Free per Quarter Max amt Rs.5 lcas per transaction |
||
| 15 | Concession in Cash Deposit Charges
|
Free Free |
Free Free |
Free Free |
Free Free |
||
| 16 | Concession in Cash Withdrawal Charges
|
Free Free Assumption: Five transactions per quarter amt Rs.100,000 per transaction |
Free Free Assumption : Five transactions per quarter amt Rs.100,000 per transaction |
Free Free Assumption : Five transactions per quarter amt Rs.100,000 per transaction |
Free Free Assumption: Five transactions per quarter amt Rs.100,000 per transaction |
||
| 17 | Demat Account Maintenance Charges (In select Branches which are authorized to open these accounts) | N.A. | N.A. | N.A. | N.A. | ||
| 18 | Rebate on Locker Rent (subject to availability) | 20% concession on one year rent on normal charges on A type Assumption: One locker Rent Rs.1000 |
30% concession on one year rent on normal charges on A type Assumption: One locker Rent Rs.1000 | 40% concession on one year rent on normal charges A type Assumption: One locker Rent Rs.1000 |
50% concession on one year rent on normal charges A type Assumption: One locker Rent Rs.1000 |
||
| 19 | Concession on Processing Charges on Car Loan & Housing Loan | Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan. | |||||
| 20 | Preferred Banking Services | yes | yes | yes | yes | ||
- SWEEP OUT FACILITY- Sweep out facility on daily basis will be available in the Cent Premium account.