| NO. | Features | Rural | Semi-Urban | Urban | Metro |
|---|---|---|---|---|---|
| 14 | Issuance of P.O. / DD (per quarter) | FREE upto Rs.2.50lacs Per Annum | FREE upto Rs.2.50lacs Per Annum | FREE upto Rs.5.00lacs Per Annum | FREE upto Rs.5.00lacs Per Annum |
| 15 | RTGS / NEFT Services free (per quarter) | 5 Nos.Free per quarter. Max. Amt upto Rs.5 lacs per transaction | 10 Nos. Free per quarter. Max. Amt upto Rs.5 lacs per transaction | 15 Nos. Free per quarter. Max. Amt upto Rs.5 lacs per transaction | 20 Nos.Free per quarter. Max. Amt upto Rs.5 lacs per transaction |
| 16 | Concession in Cash Deposit Charges i. Base Branch ii. Local/Outstation Non Base Branch |
Free Free |
Free Free |
Free Free |
Free Free |
| 17 | Concession in Cash Withdrawal Charges i. Base Branch ii. Local/Outstation Non Base Branch |
Free Free Upto 5 transaction |
Free Free Upto 5 transaction |
Free Free Upto 5 transaction |
Free Free Upto 5 transaction |
| 18 | Demat Account Maintenance Charges (In select Branches which are authorized to open these accounts) |
N.A. | N.A. | 75% concession on normal charges | Free |
| 19 | Rebate on Locker Rent (subject to availability) | 20% concession on one year rent on normal charges on A type | 30% concession on one year rent on normal charges on A type | 40% concession on one year rent on normal charges on A type | 50% concession on one year rent on normal charges on A type |
| 20 | Concession on Processing Charges on Car Loan & Housing Loan | Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan. | |||
| 21 | Door Step Banking ( Cash Pick up upto Rs.2 crore & Cash delivery upto Rs.50 lacs only) (For each request of Deposit/Delivery of cash should be Min. Rs.1 lac) In select centres where such services are offered
|
N.A. | N.A. | N.A. | N.A. |
| 22 | Preferred Banking Services | Yes | Yes | Yes | Yes |
| 23 | Charges for non Maintenance of minimum quarterly average balance | Rs.200 Qtly | Rs.500 Qtly | Rs.750 Qtly | Rs.1000 Qtly |
1. SWEEP OUT FACILITY- Sweep out facility on daily basis will be available in the Cent Premium account.
2. Platinum Debit Cards to be issued to the Cent Premium account holders.